FCB: They Put You Last!

Episode 3: June 2,  2026:

If I didn’t have a tiring day, I’d be in stitches. Imagine big, educated FCB men and women reverting to puerile behaviour all because a nobody pensioner is making a fool of them. This morning, would you believe they froze all my funds that are in no way associated with the pension? If I say I’m disappointed, I would be lying. I was expecting an ethical and lawful fight. And their cowardly action proved exactly what I was saying. I was engaging in a lowdown brawl. And boy did they prove me right. The imbriligo has morphed into a satire at their own expense. Well, I did tell FCB to return the pension to the sender. But it would seem they don’t want to be defeated and humiliated at their own game. All because they can’t answer a simple question about the approval and subsequent withdrawal of the pension. So, they seem to want to see me desperately. I suppose the puerile game would have me waiting all day for attention. If I can get Ms Rahaman’s autograph, it might be worth the trouble.

They know it’s unlawful and that they won’t win the case. They also know they can drag on the matter for years and in the meantime, my money will remain frozen. In any event, taxpayers will be footing the bill. And therein lies the flaw of state enterprises.

In a way, I feel a sense of victory! At least they removed the corporate mask to reveal their true identity.

Join us next time for our art and fashion  feature. It’s going to be a treat.  Be Kind To Animals.

FCB: They Put You Last!

Before you proceed to the details of the complaint, I want you to at least read these opening remarks.

I knew all along FCB would ignore my complaint. FCB does not depend on a pensioner’s pittance for its solvency. The billions of dollars from legal corruption and our oil and gas resources can keep FCB afloat for the next few centuries. Conversely, RBC Bank, for example, depends on its principles and ethics for survival.

There’s a group of FCB employees at the High Street and Gulf City branches- the San Fernando FCB Madam and her crew- who wallow in their power to starve people of their hard-earned funds. That’s their source of empowerment and happiness. I want to send a message to them and the FCB CEO, who, judging from the number of unresolved complaints in the comments, simply doesn’t care.

Here’s my message to them: You can fling your form back at me and insist on all sorts of requirements that aren’t bank policy. My source of empowerment is anchored in animal rights welfare. I am still able, at my age, to get up at 4:00 am to care for homeless animals, and that strength, not even FCB’s wickedness, can displace. I want to tell the elderly out there, life becomes less kind for seniors. Please don’t allow FCB and other mafia organisations to impact your health. Find an anchor. Get involved in a charitable activity, even if it means donating $5 to an animal rescue group. The empowerment you will experience knowing that you have saved an innocent animal from a cruel fate will anchor you in times of crisis. So what if I have to park my car because it doesn’t meet the inspection criteria? I can still walk. And that’s a blessing, not a bane. Life’s game is not about winning and losing; it’s about endurance.

If I have to take an assassin’s bullet or die from stress, it will be due to defending innocent animals. Not from the vindictiveness of a mafia bank.

I’m no saint. Maybe I didn’t cuss enough. FCB, you may sell me as a donkey; that’s your prerogative. But, please, don’t buy me as a jackass.

My years of living have taught me: If you allow people to dig out your eyes, they will do so with pleasure.

A ball-by-ball commentary:

Round 1: May 22. RCB Trust deposited a pension payment to my bank account at FCB High Street.

2: FCB, based on their own SOFD guidelines, approved the deposit and placed the funds in my bank account.

3: I began utilising the funds to address long-standing personal issues such as health and repairs to my 25-year-old jalopy to meet inspection standards.

4: Four days later, in the middle of the night, I received an email while in bed. My account was frozen, leaving me with no access to my funds. Just like that, without warning, I was rendered penniless and emotionally traumatised. In that state of mind, I responded to the email as any stressed and anxious person would.

5: I visited the Gulf City branch to withdraw money from a {no-card} savings account which was also frozen {due to a deposit transaction}

6. The Gulf View bank attendant completed an SOFD form, which was approved by a bank official. She proceeded to process the withdrawal request but stopped short after speaking to someone on the phone.

7. She dismissively handed me back my documents, including the signed SOFD, informing me that FCB has added another requirement, {not previously mentioned}.

8. I was now required to provide proof of the fund’s legality from the depositor, RCB Trust. RBC made every effort to assist, but was unable to do so. They are the administrators of the funds, and the required info is held by the previous employer.

9.FCB, two weeks later, has blankly refused to correct their faux pas. Now penniless, I transferred all the funds back to the original account and instructed FCB to return it to the sender. They refused.

10.The genesis of this sordid situation is rooted in one employee whose ego and vindictiveness supersede the bank’s policies. She is the employee who abruptly suspended my accounts and issued the sinister notice. I apparently was disrespectful to her in my email replies. I want to publicly ask her: Didn’t you first violate my rights by denying me access to my accounts and preventing me from proceeding with my plans? Didn’t your vindictive action jeopardise my physical and mental health?

11. Before leaving the Gulf City Branch with the hastily returned documents, I was told that I would no longer be facilitated at the Gulf City Branch, and any further transactions must be done at the home branch, High Street. This is victimisation!

Questions to FCB:

{By their own actions, FCB is not obligated to respond to an ordinary customer. So, I decided to post my questions publicly}.

a) Why was the pension deposit by RBC Trust approved and placed in my account for access and then, without prior notification, abruptly placed on suspension? This is the million-dollar question the bank refuses to answer.

b) How come one woman can wield so much power in the south? She even possesses the power to circumvent standard bank policies.

c) How come the FCB Manager’s account wasn’t placed on hold? (The manager who exploited the intentional loophole in the bank’s IPO and fleeced taxpayers of tens of millions of dollars).

d) How come people in high office are not required to provide proof for questionable funds?

Concluding Facts

FCB put their own cart before their horse and created the problem for me. I did, however, give in and signed an (SOFD) form. The signed form was returned to me, and another non-policy criterion was imposed. If this is not victimisation, what is?

Under civil law, the SOFD declaration is intended for the DEPOSITOR. I did not deposit any funds in FCB. Royal Bank Trust did. Question them, not me.

I did not approve the funds and deposit them in my own account. FCB did based on their own SOFD guidelines

I did not unlawfully or unethically suspend my own account that consequently jeopadised my health and disrupted my life. FCB did.

Since the signed SOFD form was flung back at me at the Gulf City branch, it’s clear that FCB has no intention of paying me the pension I rightfully deserve.

I am again instructing FCB to return my money to its source. That money is owed to me, not FCB. I worked a lifetime for it.

My life and welfare have been placed in latent danger. FCB employees have my personal information, which they can give to assassins and bandits. This is not at all far-fetched. We all follow the news. I want the TTPS to note this. I’m afraid to visit FCB locations, especially High Street and Gulf City, because I might be set up.

What FCB is actually saying to ordinary customers: If a drug dealer deposits money in a customer’s account, the customer, not the drug dealer, will be held accountable. Isn’t this frightening?

Based on personal experience, grudges, spite and victimisation run the operations of FCB. Not ethics and banking policies.

So, what’s in store for a rude pensioner like me? Time will tell.